Together we rise
Serving Dayton, Columbus, Cincinnati, & Nationwide.
At Axim Planning & Wealth, we believe financial planning is more than numbers, it’s about people, purpose, and progress. As independent advisors, we work alongside you to build a clear path toward lasting independence and a confident retirement.
A Letter From Our Founder, Luong Pham
I was born in Vietnam in 1967, but my story—and Axim’s story—begins long before I ever thought about financial planning.
In April of 1975, as Saigon was collapsing and families were scrambling for their lives, my own family made the decision to flee. My father was a lieutenant colonel in the South Vietnamese military. My grandfather was the owner of South Vietnam’s transit system, even he believed the conflict would never reach us. But when the final days arrived, we boarded a crowded oil tanker headed toward the Philippines—one of thousands of families desperate for a chance at freedom…
Two Paths. One Team.
Axim Planning
Axim Planning
Axim Wealth
Axim Wealth
Find Your Independence
As an independent advisory firm, Axim Planning & Wealth puts clients at the center of every decision. We simplify a complex financial world with holistic planning that connects investments and risk awareness to what matters most to you. Our focus is straightforward: clear guidance that supports your path toward long-term independence.
Our Mission
First and foremost, we are fiduciaries. That means your needs guide every recommendation. Our mission is to challenge the status quo with thoughtful planning, clear communication, and a coordinated team in estate, tax, and wealth planning, all working together under one roof.
Our Vision
We envision a more human financial industry where independent advice, real partnership, and intentional planning replace one-size approaches. We want to work with people who value clarity, collaboration, and a long-term view of what their money is meant to support.
Our Process
Our process is designed to connect the moving parts of your financial life. We start with discovery, build an intentional strategy that fits your priorities, and coordinate estate, tax, and wealth planning as one plan. Then we stay involved through regular reviews so your approach remains aligned as life changes.
Hard work built your wealth. Intentional planning gives it direction.
Latest Articles
Read updates that offer clear perspective and useful takeaways for moving forward. Each piece is meant to help you stay oriented, sort through change, and keep your plan aligned with what matters to you.
Disrupting Finance with Humanity: The New Way to Think About Wealth
The financial world can feel distant, transactional, and overly complex. Traditional approaches often focus heavily on numbers while overlooking the personal stories and values that shape financial decisions. Human-centered wealth...
Why “Income-First” Could Be the Smartest Retirement Move You Will Ever Make
Many people tend to focus heavily on accumulating assets during their working years, but retirement shifts the entire framework of financial decision making. Instead of asking how much you can...
Beyond the Balance Sheet: Why Your Story Matters More Than Your Statements
For many people, financial planning begins with reviewing statements, account balances, and investment performance. While these numbers matter, they only tell part of the story. Values-based financial planning recognizes that...
The Foundation of Retirement Confidence: Building Reliable Income Streams
For many people approaching retirement, the transition from earning a paycheck to relying on personal resources can feel uncertain. Knowing where your income will come from and how it will...
From Chaos to Clarity: How Purpose-Based Planning Changes Everything
Financial planning can feel scattered and difficult to navigate. Multiple accounts, shifting priorities, market uncertainty, and the complexity of retirement decisions can create a sense of chaos. Purpose-based financial planning...
Give Every Dollar a Job: The Secret to Intentional Retirement Planning
Approaching retirement brings a mix of excitement, uncertainty, and important financial decisions. Managing multiple accounts, balancing income needs, and preparing for future expenses can make planning feel complicated. Purpose-driven retirement...
READ OUR LATEST GUIDE
Managing Inflation in Retirement
You may have noticed that the things you buy regularly have become more costly, and you may be pondering if inflation will stay high. For individuals close to retirement or already retired, it is essential to take measures to protect themselves from the eroding effects of inflation.
